Our prices in minutes

next

Our prices in minutes

next

Our prices in minutes

next

Our prices in minutes

  • dd mm yyyy
    dd mm yyyy
next

${{price}}

/year
START OVER
START OVER
join now
terms & conditions apply
Providing healthcare services when most needed

Providing healthcare services when most needed

register today

  • No pre-existing medical records

  • No age limit for membership enrollment

  • Unlimited financial outpatient coverage

  • Free inpatient and outpatient covers for all children affiliated in family plans regardless of their number, from birth till 25 years old

  • Unlimited financial hospitalization limitation, except for 30 days per medical case per year and 60 days for cancer patient

  • Payments spread across the year

view more

Our plans

To apply you have to

  • Be Lebanese
  • Not belong to another Health Mutual fund
  • Have your membership approved by the board of directors
To apply you have to

& Fulfill one of the below:

  • To be a member (monk, priest, or nun) in one of the monasteries, ecclesiastical institutions, or Christian religious institutions affiliated to ALRIAYA
  • To be employed by one of the monasteries, institutions, or by one of the institutions owned or managed by them.
  • To be parent, guardian, or caregiver, as defined by the social security law for a student attending school or college affiliated to ALRIAYA and within the applicable conditions set by the Board of ALRIAYA.
  • To be an alumnus or graduate of schools, colleges or universities affiliated to ALRIAYA and to have spent at least a certain number of years there, having completed studies no more than 30 years ago.
  • To have a family relationship with one of the members who has been affiliated to ALRIAYA for at least nine months, as defined by the Board, such as: 
    • Wife husband and children
    • Father and Mother
    • Sister, her spouse (brother in law) and their children
    • Brother, his spouse (sister in law) and their children.
FAQs FAQs

FAQs

  • How can I request certificates?

    To request any certificates or documents from ALRIAYA, please send your request to: [email protected].

    Kindly provide us with your full name, membership ID, indicate the intended recipient and specify the reason why you require the certificate.

    Our team will process your request promptly and provide you with the requested certificates within 48 hours via email. 

  • How can I learn what is covered by ALRIAYA mutual fund?

    For general inquiries and assistance about the coverage provided by ALRIAYA, please call us at 03-407020 or 05-760700.
    (or check the section ALRIAYA General Benefits)

  • What is the 7 years engagement?

    The purpose of this document is to formalize your role as the reference for your parents in their insurance renewal process for the next 7 years. By signing this document, you acknowledge that they depend on you for their insurance matters during this period.

    This ensures that their insurance coverage remains active and uninterrupted.

    We want to emphasize that you are free to leave ALRIAYA at any time during the next seven years.
    However, it's important to note that if you decide to leave the company, it will result in the automatic non-renewal of insurance for your parents, as their reference will no longer be associated with ALRIAYA.

  • What is the legal part (representative/beneficiary)?

    The representative/beneficiary is someone, could be a friend or family, that can act on behalf of you.

    It is the person chosen by an individual, and in the event of their death and we need to return money, the money is transferred to that chosen person. 

  • What happens if an insured individual passes away?

    If the insured person passes away, ALRIAYA does not offer refunds. Any remaining payments must still be settled as per the agreed terms and conditions.
    Please inform ALRIAYA by sending the death certificate on [email protected] to start the necessary process.

    The subscription to ALRIAYA is annual regardless of the payment facilities that may be annually, quarterly, monthly or otherwise.
    The method of payment does not exempt from paying the entire annual membership fees for any reason even if the member is dead (Article 24 of Decree No. 515 dated 10/5/1977).

view all

Our benefits

  • Territorial scope

    Lebanon

  • Subscription

    No underwriting process applied

  • Aggregate Limit / Adherent / Year

    No limit except 30 days per case per year and 60 for cancer patients.

  • Rehabilitation "Physiothérapie"

    Up to 24 sessions

  • Home Care

    Covered if medically indicated

  • Waiting Period

    Three months only for new members  

  • First year of membership

    Contribution

  • Second year of membership

    Coverage at our approved hospitals

  • General conditions

    Childbirth is covered after at least 10 months from the date of enrollment

  • ALRIAYA's newborn baby

    Newborn is covered free of charge after at least 10 months from the date of enrollment of both parents

  • Prematurity cases and all related conditions

    Covered up to 30 days per case

  • Tests & treatment

    Covered

  • Congenital cases for ALRIAYA babies

    Covered

  • Congenital cases for babies not born at ALRIAYA

    Studied case by case by the medical committee

  • Covid-19 hospitalization and complications

    Hospitalization covered up to 10.000 USD for vaccinated and non-vaccinated patients

  • Breast reconstruction following partial or complete mastectomy due to a breast cancer

    Covered starting second year for the coverage plan IN+ER+OUT

  • Chemotherapy drugs

    Covered starting second year : 100% of the price set by the Ministry of Health (up to USD 30,000 per year) for the coverage plan IN+ER+OUT 

  • Mastectomy

    Covered

  • Chemotherapy sessions

    Covered

  • Radiotherapy

    Covered